Free disability insurance advice | Arthritis Information

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Although you may "get what you pay for", I found this forum for free advice on disability and long-term insurance:

 
http://forum.freeadvice.com/archive/index.php/f-78.html
 
It certainly doesn't take the place of a lawyer, but it might at least help get some of us some basic questions answered.
Thanks, I bookmarked this one.  Cathy (and a bump :)
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