Hi Everyone,
And welcome to the forum :) Hi Inky: You've already established pre-existing with your regular MD.
I hate to be the one to give you this news but you need to be prepared for this to happen. How long is the pre existing clause with the new ins. Most clauses are at least 6 months. Some have a clause that allows a pre existing disease with no treatment for a period of time. Find out exactly how the pre exist clause reads and if you don't understand the wording then call the company for an explanation of pre exist clause. This is the one area that most people get tangled up in and it can be very costly. Also is this is a group plan (over 20 employees-I think) then pre exist clause is waived. Let me know what you find out. Just take it easy and each person is different when it comes to damage. I'd talk more with your regular MD. What did he say about the lab tests? Pos. or neg. or borderline? Hi Linda and Crunchy, thanks so much for sharing your information with me. It's so nice just to have someone to talk to that knows what it's all about. I feel better knowing that I really do need to rest instead of pushing myself. I thought that perhaps it was working it out, but I guess that isn't really what's best. I think you are probably correct Linda about the pre-existing situation. I guess they will think it's just as bad having the blood test results and everything even without the doctor diagnosing RA. My husband works for a company and perhaps the pre-existing would be waived, at least I hope so, because these tests can really be costly it seems and so is the medication. I guess I could probably go ahead and schedule an appointment with a rheumatologist then. The first initial visit is so expensive, and the tests too. My insurance right now is the pits, that's why we were waiting also for my husband's. thanks again, and I'll check out the Arthritis Foundation Website too Crunchy. You all are the best! H i Inky . I'm also new to this board. I have a Drs. appt on Fri to get tested for R.A. ..Like you, i have symptoms of R.A., ,and i'm probably in the beginning stages. Also like you, I have been a little freaked out reading these posts. I'm glad you came on here and asked the questions that I was thinking. Reading these posts is kind of scary,but it's good to know that most of the people on here can still function and live normal lives.
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